Need an appraisal for an FHA-backed mortgage? Call Davis Appraisal Service

Rest assured that Davis Appraisal Service is an FHA-approved appraisal practice in TN. This means that we are certified and approved by the FHA to do appraisal reports for home loans underwritten by them. We're trained and understand the rules and procedures in FHA's guidance and policy documents.

If you need an appraisal report for an FHA loan, please contact us, and we'll be able to help you right away.

If your financial transaction is FHA certified, that means that it has been secured by the FHA, which is part of the United States Department of Housing and Urban Development (HUD). The lender provides all the finances; the FHA simply insures the transaction through mortgage insurance in case the borrower defaults on his or her loan. Available to all homebuyers, FHA loan programs are made to aid credit-worthy low-income and moderate-income families who do not have the qualifications for conventional loans.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are extremely useful to those consumers with less available starting capital.